Patreon alternatives: Ko-fi, Buy Me a Coffee, Substack, Payhip and 2 more. Prices and licenses checked October 23, 2026.
•4 min read•Online Courses & Creator Platforms
Verdict:Leave Patreon when the 10% of earnings it takes matters more to you than its tiers and audience discovery. Ko-fi and Buy Me a Coffee charge far less on tips and one-off payments, so they suit creators whose supporters pay small, irregular amounts. Substack is the right move if your income comes from a paid newsletter, but its headline rate matches Patreon's 10%, so the saving is in the product rather than the fee. Payhip's free plan gives you a 5% transaction fee and works for downloads and courses, but it does not give you a monthly membership flow. Podia fixes the fee question the other way: a fixed monthly price with no free plan, which only pays off once you sell enough courses. The trade-off to check first is your existing subscribers. Patreon handles recurring billing, perks and tiers in one place, and moving them means asking members to subscribe again. Export your member list and run the new page alongside Patreon for a few weeks before you cut over.
| Tool | Price | Platforms | Best for | Tested |
|---|---|---|---|---|
| Ko-fi | Free (0% fee on one-off tips; 5% on shop sales, memberships, commissions and monthly tips on the free plan, plus PayPal or Stripe processing fees); paid from $12 per month (Gold, 0% fee; new subscribers are monthly only) | Web browser | Creators who mostly sell tips, commissions or a small shop | Docs only |
| Buy Me a Coffee | Free (No monthly fee; 5% platform fee per transaction, plus Stripe 2.9% + $0.30, 0.5% payout processing, 1% extra outside the US and 0.5% extra on subscriptions) | Web browser | Occasional supporters and one-time tips | Docs only |
| Substack | Free (Free to publish; Substack takes 10% of paid subscription revenue and writers also bear credit card fees) | Web browser | Writers who want a paid newsletter | Docs only |
| Payhip | Free (Free Forever plan at $0 with a 5% transaction fee; all features, unlimited products on every plan; PayPal or Stripe fees apply); paid from $29 per month (Plus; 2% transaction fee; Pro is $99 with no fee) | Web browser | Sellers of downloads and courses | Docs only |
| Podia | Paid from $42 per month, billed annually (Mover; $49 monthly; 5% transaction fee) | Web browser | Creators with steady course sales who accept a fixed monthly cost | Docs only |
| Beacons | Free (1 website with 1 page, 50 email sends per month, 30 daily AI credits, 9% seller fee on sales); paid from $8.33 per month, billed yearly (Creator, $100 per year; $10 billed monthly) | Web browser | Creators who need a link page with a few products | Docs only |
| Kajabi | Paid from $143 per month, billed annually (Basic; $179 billed monthly) | Web browser | Course & Membership Platform | Docs only |
| Ghost | Free (Self-hosted Ghost is open source (source linked from the pricing page); no self-host price shown); paid from $18 per per month, billed yearly (Ghost(Pro) Starter) | Web | Publishing platform | Docs only |
Independent comparison. Paid placements are labelled separately; editorial links earn no affiliate commissions. Learn more.
Patreon today: Free (Free to start; Patreon takes 10% of income earned, plus payment processing, currency conversion and payout fees) (Patreon pricing, checked 2026-10-22).
Patreon takes a flat 10% of the income you earn, and its pricing page adds payment processing, currency conversion and payout fees plus applicable taxes on top. Starting a page is free and fees apply only once you earn, so the cost grows with your income. The page gives no rates for the extra fees, so a creator needs the separate fee article to work out the real take-home before deciding whether another platform is cheaper.
Compared with Patreon: Against Patreon's 10% cut, Ko-fi takes 0% on one-off tips and 5% on shop sales and memberships, so fees are lower, but you lose Patreon's tiered membership structure and its built-in fan discovery.
Price: Free (0% fee on one-off tips; 5% on shop sales, memberships, commissions and monthly tips on the free plan, plus PayPal or Stripe processing fees); paid from $12 per month (Gold, 0% fee; new subscribers are monthly only) (Ko-fi pricing, checked 2026-10-22).
Platforms and license: Web browser. Proprietary SaaS.
Best for: Creators who mostly sell tips, commissions or a small shop.
Compared with Patreon: Buy Me a Coffee has no monthly fee and takes 5% per transaction plus card processing, cheaper than Patreon on small volumes. You give up Patreon's tiered memberships, so recurring tiers need a different setup.
Price: Free (No monthly fee; 5% platform fee per transaction, plus Stripe 2.9% + $0.30, 0.5% payout processing, 1% extra outside the US and 0.5% extra on subscriptions) (Buy Me a Coffee pricing, checked 2026-10-22).
Platforms and license: Web browser. Proprietary SaaS.
Best for: Occasional supporters and one-time tips.
Compared with Patreon: Substack takes 10% of paid subscriptions, the same headline rate as Patreon, and is free to publish. You gain email delivery and a newsletter audience, but the fee does not drop and you lose Patreon's tiered perks.
Price: Free (Free to publish; Substack takes 10% of paid subscription revenue and writers also bear credit card fees) (Substack pricing, checked 2026-10-22).
Platforms and license: Web browser. Proprietary SaaS.
Best for: Writers who want a paid newsletter.
Compared with Patreon: Payhip's Free Forever plan charges 5% per transaction with no monthly fee, against Patreon's 10% cut. It is built around selling products, so check whether its recurring offers fit the membership model you run on Patreon.
Price: Free (Free Forever plan at $0 with a 5% transaction fee; all features, unlimited products on every plan; PayPal or Stripe fees apply); paid from $29 per month (Plus; 2% transaction fee; Pro is $99 with no fee) (Payhip pricing, checked 2026-10-22).
Platforms and license: Web browser. Proprietary SaaS.
Best for: Sellers of downloads and courses.
Compared with Patreon: Podia has no free plan and starts at $42 a month billed annually, so you pay every month where Patreon charges nothing up front. You get course and product hosting in one place with no per-payment fee beyond the plan.
Price: Paid from $42 per month, billed annually (Mover; $49 monthly; 5% transaction fee) (Podia pricing, checked 2026-10-22).
Platforms and license: Web browser. Proprietary SaaS.
Best for: Creators with steady course sales who accept a fixed monthly cost.
Compared with Patreon: Beacons' free plan covers one website with one page and 50 email sends a month, so it works as a link page rather than a membership platform. It does not replace Patreon's subscription collection.
Price: Free (1 website with 1 page, 50 email sends per month, 30 daily AI credits, 9% seller fee on sales); paid from $8.33 per month, billed yearly (Creator, $100 per year; $10 billed monthly) (Beacons pricing, checked 2026-10-22).
Platforms and license: Web browser. Proprietary SaaS.
Best for: Creators who need a link page with a few products.
Worth knowing: Creator Plus is $25 and Creator Max $83.30 per month billed yearly.
Compared with Patreon: Basic is $143 per month billed annually ($179 monthly) with 5 products, 2,500 contacts and 2 admin users, and no free plan. A fixed fee instead of Patreon's 10% of income, but a much higher cost before you earn anything.
Price: Paid from $143 per month, billed annually (Basic; $179 billed monthly) (Kajabi pricing, checked 2026-10-22).
Compared with Patreon: Ghost(Pro) Starter is $18 per month billed yearly, a fixed fee for publishing and newsletters rather than a percentage of what you earn. Trial length is not given on its pricing page.
Price: Free (Self-hosted Ghost is open source (source linked from the pricing page); no self-host price shown); paid from $18 per per month, billed yearly (Ghost(Pro) Starter) (Ghost pricing, checked 2026-10-23).
Docs-only for Ko-fi, Buy Me a Coffee, Substack, Payhip, Podia, Beacons: we did not install or run them, so feature claims come from vendor pages and we did not test import from Patreon. Vendor prices and free limits change; confirm on the linked pricing page before you buy or migrate.
Kevin Fan is a SaaS founder. He runs Free Instead Of, which tracks free and open-source alternatives to paid software and checks each price and free-plan limit against the vendor's own pages.
Based on official pricing and product pages checked between 2026-10-22 and 2026-10-23: Patreon, Ko-fi, Buy Me a Coffee, Substack, Payhip, Podia, Beacons, Kajabi, Ghost. Prices, free limits and licenses are the figures shown on those pages on those dates. No tool on this page was installed or run. No accounts were created.